RefiNow and Refi Possible in Arizona 2026: The Income Based Refinance Programs Most Homeowners Miss

Published on: 09/08/2026

RefiNow and Refi Possible let Arizona homeowners at or below 100 percent of area median income refinance with up to 65 percent DTI, 97 percent LTV, a 620 score, and a $500 appraisal credit. Here is who actually qualifies. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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